You’ve suffered a serious car accident and can’t life your life the way you used to, and now you can finally rest knowing you got what you deserve.
It’s hard to put a dollar value on an injury that can ruin your entire life. But with the right preparation and knowledge, you can at least file a personal injury claim and as much compensation as you can out of your settlement.
Follow this advice for making sure you get the most out of your personal injury claim and moving on with your life.
The more you are well educated about how everything is going to work, the more you can be prepared for the whole process.
For a car accident personal injury claim, you will actually be up against the defending party’s insurance company because their insurer is required to represent them. This means you’re going up against a seasoned, experienced corporation that will have a lot of interests to protect.
You also need to be aware that filing a personal injury claim is not a quick, in-and-out process.
In fact, it can take years before you actually get your personal injury compensation, or even make it to trial at all.
Sometimes you might not make it to court. The majority of the personal injury claims in Ontario are settled before they make it to trial.
It’s a good thing if you decide to settle because it means that you’ll get your compensation faster, giving you time to get on with your life sooner. If both parties agree, you can hire a mediator to reach an agreement and settle the case mutually.
You will need a personal injury lawyer, and finding one should be the first thing you do. They will help you from the very first step to make sure you’re on the right track to getting the outcome you need.
The key to getting the most out of your personal injury claim is having the best personal injury lawyer on your side. They will fight for you and make sure that you don’t get taken advantage of when it comes to the insurance companies and defending lawyers.
Personal injury lawyers help you make sure you have everything you need to win your case while helping take some of the stress off during the process.
Don’t try to handle your claim on your own. Trust an expert to make sure all of the parts of the law are covered and you don’t fall victim to any loopholes or overlooked clauses within the law.
Personal injury lawyers work on a contingency basis, which means they don’t get paid until your compensation is awarded. This means they will fight for you and won’t give up until your claim is settled.
The key to getting as much accident compensation as possible is making sure you have all of the documents, evidence, paperwork, and reports in order and available. The more documents you keep, the stronger your claim for accident benefits or compensation will be.
The minute your accident happens, start preparing your arsenal. This includes taking pictures of the accident damage to your vehicle as well as yourself.
An initial report made to the police or your insurance company will also be used, so make sure that you don’t say anything at the scene of the accident that will be used against you later. This could be anything from apologizing to saying you don’t have any injuries.
You will also need proper medical documentation in order to prove that your injury was serious enough to qualify for personal injury compensation. This documentation includes notes and reports from your health care providers who assisted you with your injuries related directly to the accident.
Other reports you might need include proof of lost work and bills for anything you paid for that related to the accident.
There are many different kinds of personal injury claims that you can sue the other driver for, and knowing what applies to you can help you get the most out of your claim. There might be some types of settlements that you’re entitled to that you didn’t even know about.
One of the most common personal injury settlements is economic loss. When you file a claim for economic loss, you could get up to 80% of your lost income before the trial as well as all of your income that will be lost after the trial.
Pain and suffering: You can sue for pain and suffering if you meet what’s known as the verbal threshold. This means that you have to have suffered death, permanent disfigurement or mental, physical, or psychological impairment.
There will also be consideration made to what function has been impaired by the personal injury and the importance of that function as it relates to your life. A serious impairment is considered something that limits your ability to work, train for employment, or perform essential daily activities.
When you meet the verbal threshold, you can also be eligible for loss of guidance, care, and companionship. This occurs when family members of a deceased victim file a personal injury claim.
Health Care Expenses: When you suffer a serious injury or disfigurement, it can cost a lot of money in health care and medical services. You can sue to recover these funds in a personal injury claim.
As they go through the personal injury claim process, many people can become discouraged. The period between the accident itself and the eventual settlement is long and result in a stop or decrease of earnings during that time.
You might be tempted to settle for a quick, low settlement because you need the cash sooner. Instead of doing that, you can ask for an interim payment.
An interim payment is an amount of compensation that the defendant pays out to you in advance of the settlement. It’s subtracted from the final amount you’ll be awarded.
You can qualify for an interim payment when the case looks strongly in your favour and it’s more than likely that you’ll win. This could mean that the defendant has admitted some type of fault or liability, or your injuries are extremely serious.
If this is the case, and you’re likely to win, the defendant will be willing to agree to this because it will show good will on their end.
Don’t settle for less than you deserve because the finances are getting in the way, especially when you know you’re going to win your case.
At Conte & Associates, we know the pain you’re feeling and want to help you get your life back on track. We fight aggressively for you so that you can focus on what’s really important- your recovery.
We work with the best medical experts and professionals in Ontario to make sure that you get all of the assistance you need to make your claim.
Contact us today for a consultation.