Good health is something we all strive for. However, for many people something as simple as good health remains frustratingly out of reach. Whether it’s an injury creating long lasting issues or a chronic illness it’s important to recognize the needs of those suffering and to make sure they’re taken care of. One of the ways we do that is through disability benefits offered by the workplace and the government. This article will deal with employer disability insurance.
Most employers will offer coverage for short and long-term disability for their full-time employees as part of their employee benefit package. If one falls ill or is injured in such a way that they are not able to work the benefits will offer income support – offsetting the money lost by no longer being able to work. For some this amount can be more than sufficient but for others who might be experiencing additional expenses due to their ailments it is nowhere near enough. So how do you know you’re getting what’s owed to you?
Check Your Contract
Read through your benefits agreement. It will tell you in black and white what you are entitled to. That said, there is often wiggle room and subjective reasoning for amounts that are paid out, and even if it’s within the limits set out it may not be all that you deserve. Additional funds may be allowable under certain circumstances but the insurance company may be unwilling to pay.
Consult a Lawyer
Consulting a lawyer experienced in obtaining disability benefits can be crucial in making sure you get what you’re owed. They’ll be able to fully understand the contract and let you know what the insurance company may be hiding or the reasons for the denial of your full claims. Once that’s known they’ll be able to fight to make sure you get the level of benefits you need to pay your bills and keep you going on the road to recovery.
If you feel you’re not getting your due from your disability benefits provider you should take action today and contact a legal team that can help you. Call Conte & Associates at 1-877-614-0008. Based in Vaughan, Conte & Associates works with clients in Vaughan and in the surrounding cities of: Thornhill, Woodbridge, Concord, Kleinberg, Maple and Richmond Hill.